Capital Gains Tax

1. CGT Calculation & Assessment

• We assess your capital gains by calculating the difference between the sale price and the original purchase price, taking into account allowable deductions.

• We determine whether your gains fall within the tax-free CGT allowance or are subject to taxation.

• We apply the correct tax rate based on your income level and asset type (residential property, shares, or other investments).

2. Capital Gains Tax Reporting & Filing

• We ensure your capital gains are correctly reported to HMRC via:

  • Self-Assessment Tax Return (SA108 Form) for individuals.

  • 60-Day CGT Report for UK residential property sales (to avoid HMRC penalties).

• Our team ensures accurate and timely submission, helping you stay fully compliant.

3. Tax Reliefs & Allowances to Reduce Your CGT Bill

We identify and apply all available CGT reliefs to legally minimise your tax liability, including:

✅ Private Residence Relief (PRR) – Reducing tax if the property was your main home.

✅ Lettings Relief – For those who rented out a former main residence.

✅ Business Asset Disposal Relief (BADR) – Lowering the CGT rate to 10% for eligible businesses.

✅ Gift Hold-Over Relief – Delaying CGT if assets are gifted rather than sold.

✅ Entrepreneurs’ Relief & Investor Relief – Tax-saving opportunities for business owners and investors.

4. Property Capital Gains Tax Advice

• If you’ve sold buy-to-let properties, second homes, or inherited property, we ensure the correct tax treatment.

• We help non-UK residents comply with Non-Resident CGT (NRCGT) rules for UK property sales.

• We provide marital and inheritance tax planning to optimise property transactions.

5. Capital Gains Tax Planning & Future Strategy

• We provide tailored tax planning strategies to help you structure future sales tax-efficiently.

• We advise on spreading gains over multiple tax years or gifting assets within a family to reduce tax exposure.